Federal student loans are available to students who are U.S. citizens or eligible non-citizens. Eligible students may be able to obtain a Federal Stafford Loan. Other loan options, including the Federal Graduate PLUS Loan and Private Educational Loans, may be available to students who wish to borrow beyond the maximum of the Stafford Loan. Both the Federal Graduate PLUS and Private Loans require a credit check to be performed by the selected lender.
To determine eligibility status and initiate the financial aid process, students must first complete the Free Application for Federal Student Aid (FAFSA). The FAFSA becomes available on October 1 for the following fall and spring semesters. Parental information is not required on the FAFSA for OU Law students. The FAFSA can be completed by visiting fafsa.ed.gov. OU's school code is 00318400. Do not hold submission of the FAFSA because of not yet filing a federal income tax return. Instead, provide an estimate of income. To electronically sign your FAFSA, you will need your four digit federal PIN. If you do not have one, or if you do not remember your PIN, you can request a new or duplicate one by visiting pin.ed.gov.
For students who are not eligible for federal financial aid, private educational loans may be an option if the student has a sufficiently lengthy and positive credit history in the United States or can apply with a credit worthy cosigner who is a U.S. citizen or eligible non-citizen. Eligible students can apply for a private educational loan up to the institution's cost of attendance minus any aid they have already been awarded. For additional information about these loan programs, please contact our Financial Aid Office by visiting financialaid.ou.edu.
Refer to the links below for more information about financial aid:
OU Student Financial Center - Review the Graduate and Law Students section which includes information on student loans
Internal Revenue Service
A Quick Guide to FinAid